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Deficiency After Surrendering a Home
  • debthelper
  • July 12, 2019

Deficiency After Surrendering a Home

If you filed a Chapter 7 bankruptcy and surrendered your home, the debt tied to that property should be discharged. That means creditors cannot legally come after you for the balance once the home is sold at sheriff sale. Yet, some creditors still try to collect. What happens then? How the Law Protects You Under […]

How Does the Change of Exemptions and Chapter 13 Debt Limits Help Me With My Bankruptcy Filing?
  • debthelper
  • June 12, 2019

How Does the Change of Exemptions and Chapter 13 Debt Limits Help Me With My Bankruptcy Filing?

On April 1, 2019, the US government updated the Federal Register with new bankruptcy exemptions and Chapter 13 debt limits. Changes That Were Made Some examples of the changes are: the homestead exemption increased from $23,675 to $25,150 and the  wild card exemption increased from $1,250 to $1,325, plus the unused homestead exemption from $11,850 […]

9 Financial Do’s and Dont’s When Going Through a Divorce
  • debthelper
  • March 26, 2019

9 Financial Do’s and Dont’s When Going Through a Divorce

  Whether you’re in the midst of a super nasty divorce or an amicable one, divorce is exhausting and emotionally draining. It’s overwhelming and time-consuming. And it sure can be expensive. To soften the financial blow, there are a few things that you should consider doing—and not doing—when going through a divorce. 1. DO Get […]

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