Financial Failure Happens One Choice at a Time Our friends at The Simple Dollar once shared a powerful post about habits that quietly push people backward financially. It made one thing very clear: financial success does not arrive overnight. Instead, it grows slowly through small, consistent decisions made over many years. Every single day presents […]

Why Credit Card Companies Send Disclosure Letters Credit card companies regularly send disclosure letters to cardholders. These letters inform you about changes made to your cardholder agreement. Most disclosures begin by stating that certain terms of your agreement have changed. Usually, the company highlights key updates in a summary section. However, if the issuer already […]

Found this over at one of our favorite blogs, The Five Cent Nickel: As most of you know, I got an iPhone back in July. Since it arrived, I’ve had a blast digging through the App Store looking for life-changing apps. While I’ve found some real gems, I’m sure that I’ve missed out on some […]