Why Credit Card Companies Send Disclosure Letters Credit card companies regularly send disclosure letters to cardholders. These letters inform you about changes made to your cardholder agreement. Most disclosures begin by stating that certain terms of your agreement have changed. Usually, the company highlights key updates in a summary section. However, if the issuer already […]

Found this over at one of our favorite blogs, The Five Cent Nickel: As most of you know, I got an iPhone back in July. Since it arrived, I’ve had a blast digging through the App Store looking for life-changing apps. While I’ve found some real gems, I’m sure that I’ve missed out on some […]

Many people turn to debt management agencies as a way of restructuring their debt. The goal of rearranging debt is to eventually pay off the amount owed and prevent the necessity of filing for bankruptcy. However, not everyone makes the most of debt management. This can lead to situations where more debt is accumulated and […]