Cash vs Credit: Start With a Budget Whether you follow Dave Ramsey or are learning from past money mistakes, one truth is clear. Credit cards often lead to more spending. You probably already know that a budget plays a key role in controlling expenses. Both cash and credit cards have benefits and drawbacks. However, neither […]

Save Money on Halloween Costumes Halloween costumes can be expensive. If you have more than one child, costs add up quickly. After all, kids usually wear costumes for just one day. Then, the outfits often sit unused in the closet. Because of this, many parents shop smart. Some buy costumes on clearance for the next […]

What Does Being Frugal Mean? Merriam-Webster defines frugal as using resources carefully and wisely.The word comes from Latin and refers to a virtuous way of living. For me, being frugal is about the choices I make every day. It does not mean cutting every cost or never buying things I enjoy. Frugal Living Is About […]