Creating a Path to Homeownership
At DebtHelper.com, we know that homeownership is one of the foundations of a strong financial future. In keeping with DebtHelper.com’s mission to revitalize communities and provide affordable housing, DebtHelper.com leverages the National Community Stabilization Trust’s “first look option” which allows approved Community Buyers to purchase foreclosed properties directly from the secondary market.
As an approved Community Buyer, we are able to purchase the distressed properties before they are made available to the public. Once purchased, we rehabilitate the properties and sell them to low-and-moderate income households.
By putting deserving families into homes that they can afford, we are able to revitalize neighborhoods across South Florida and help consumers realize their dream of homeownership.
Interested in learning more? Need help getting mortgage ready? Fill out the form on the right and one of our housing specialists will reach out to you.
Watch this short video that explains our mortgage readiness program.
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West Palm Beach, FL
This unique property in Historic Northwood had been vacant for some time when DebtHelper.com purchased it through the “First Look” program.
Renovating the property to the standards of the historic district made for a challenging project. But now, this formerly distressed property has been restored to its original character and is bringing value and charm back to the neighborhood.
The three-bedroom Spanish Mission style home features high ceilings, a great living room, dining room, three bedrooms, and DebtHelper.com took extra care in combining the modern conveniences of a newer home with the historic charm of the neighborhood. The $32,000 rehab restored many of the original 1926 features, while at the same time included a complete restoration of the original hardwood floors, a new sprinkler system, windows, appliances, kitchen, and tile flooring.
Thanks to DebtHelper.com and the NCST, their dream to live in this up-and-coming historic district, known for its shopping and hot spots in downtown West Palm Beach area, was achieved affordably.
West Palm Beach, FL
This single-family home had been vacant for 3 years when NCST Community Buyer, Credit Card Management Services, Inc. dba DebtHelper.com purchased the home. The property had been cited by the city for several violations and also had an open permit which needed to be closed prior to selling the property.
The original property was built in 1959 as a 2 bedroom, 1 bath home. Fortunately, it had a sound structural base to start with. Using the discount from NCST’s NSI First Look Program and over $100,000 of its own dollars, DebtHelper completely transformed this one time forgotten property and turned it into a 3 bedroom 2 bath beautiful home with an attached garage that brought the property value up to other comparable homes in the area.
The transformation was extraordinary, with the addition of a garage and master suite, new impact hurricane windows, new kitchen, new granite counter tops and new stainless steel appliances. The entire home was freshly painted insideand out and tiled with new baseboards, new A/C, new bathrooms, new cabinets, new fixturesand new mirrors. The entire yard was landscaped and new sod and a sprinkler system was added to make complete the project.
Due to the hard work from Debthelper, this completely renovated property was able to be purchased through conventional financing by a LMI couple who had recently sold their first home and were looking for an affordable home to expand their family.