Company Profile  About Us Our People Client Success  Community  Affiliates  Disclosures       Our Services Debt Management Plan  Budget Analysis  Credit Counseling  Personal Finance Education  Housing Counseling  Bankruptcy Counseling  Divorce Counseling       Financial Education   Frequently Asked Questions  FTC Articles  CCMS Newsletters  Tools & Calculators  Other Links             CCMS believes a pro-active approach to counseling is the best approach. Personal finance education is often overlooked as a necessary curriculum in our educational system and therefore CCMS strives to provide personal finance education whenever possible to local high school and college classes. For community groups and businesses located in the South Florida area, Credit Card Management Services offers free, on-site personal finance and credit education seminars catered to your audience's interests and needs. If you are interested in scheduling a personal finance and credit presentation for your group please e-mail click here or call 561-472-8000.     Automobile Financing Look Before You Lease Understanding Vehicle Financing Credit and Loan Scams Advance Fee Loan Scams Campaign Payday Loans Equals Costly Cash Secured Credit Card Marketing Scams Easy Credit ? The Truth About Advance Fee Loan Scams     Mortgage and Home Equity Credit Reverse Mortgages Mortgage Servicing : Making Sure Your Payments Count Looking for the Best Mortgage Home Equity Credit Lines Co-signing a Loan Shopping for a Home Equity Loan Think Twice About Using Your Home as Collateral Mortgage Discrimination Home Equity Loan Borrowers Beware High-Rate High-Fee Loans Cancellation of Private Mortgage Insurance : Save Money!     Credit Education and Collection Laws Billed For Merchandise You Never Received Fair Credit Billing Fair Credit Reporting Act Fair Debt Collection Practices Act Equal Credit Opportunity Fair Credit Reporting Fair Debt Collection The Credit Practices Rule     Privacy and Protection Consumer's Guide to E-Payments Avoiding Credit and Charge Card Fraud What to Do About Stolen Credit, ATM, and Debit Cards Electronic Banking Getting Purse-onal ID Theft : What's It All About? Identity Crisis : What To Do If Your Identity Is Stolen Privacy Choices for Your Financial Information Privacy : What You Know Can Protect You Automatic Debit Scams Bogus July 1st Email Exposed Real Deal On Credit Privacy E-Checks : Electronic Check Conversion Fake Credit Reports : Cashing In On Your Information Hoax Targets Elderly African Americans ID Theft : When Bad Things Happen To Your Good Name Pretexting : Your Personal Information Revealed Privacy Tips for Protecting Your Personal Information Credit Improvement 66 Ways to Save Money Choosing and Using Credit Cards Credit and Divorce Credit Rules Bookmark Ads Promising Debt Relief May Be Offering Bankruptcy Getting Credit : What You Need to Know About Credit Knee Deep in Debt Out of Work ? How To Deal With Creditors Take Charge of Your Credit Utility Credit Ready, Set...Credit! Negative Credit Can Squeeze a Job Search How To Dispute Credit Report Errors Fiscal Fitness : Choosing A Credit Counselor Credit Scoring Credit Repair : Self Help May Be Best Credit and Debt Card Blocking Building a Better Credit Record     Home Site Map Help Desk Privacy Policy Contact CCMS

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