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Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number and income
Account balances and payment history
Credit history and credit scores
I.P. Address
All financial companies need to share client’s personal information to run their everyday business. In the section below, we list the reasons financial companies can share their client’s personal information; the reasons Debthelper.com chooses to share; and whether you can limit this sharing.
| Reasons we can share your personal information | Does DebtHelper.com Share | Can you limit this sharing? |
|---|---|---|
| For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purpose- to offer our products and services to you |
Yes | Yes |
| For joint marketing with other financial companies | No | We Don’t Share |
| For our affiliates’ everyday business purposes— information about your transactions and experiences |
No | We Don’t Share |
| For our affiliates’ everyday business purposes— information about your creditworthiness |
No | We Don’t Share |
| For non-affiliates to market to you | No | We Don’t Share |
Call (800) 920-2262 — our menu will prompt you through your choice(s) or
Visit us online: www.debthelper.com
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Call (800) 920-2262
Visit us: www.debthelper.com/contact-us
| Who we are | |
|---|---|
| Who is providing this notice? | Credit Card Management Services Inc. dba DebtHelper.com (DebtHelper.com) |
| What we do | |
|---|---|
| How does DebtHelper.com protect my personal information? |
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
|
| How does DebtHelper.com collect my personal information? |
We collect your personal information, for example, when you:
We also collect your personal information from others, such as credit bureaus, or other companies. |
| Why can’t I limit all sharing? |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing. |
| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account |
| Definitions | |
|---|---|
| Affiliates |
Companies related by common ownership or control. They can be financial and nonfinancial companies
|
| Non-affiliates |
Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|
| Joint Marketing |
A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
|
