All posts by Ian Caldwell

How Much Credit Card Debt Is Too Much—and What to Do About It

By , Posted on Jul 31, 2018
credit card debt

“If you have too much debt, create more income or sell some stuff. Treat the core problem, not the symptom.” If you’re a typical American, you have credit card debt. For many Americans, a little bit of debt is fine because it’s required for buying clothes and accessories. But how much credit card debt is...

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6 Debt Myths Debunked – Time to Change Your Financial Life in 2018

By , Posted on Mar 20, 2018
Debt. Personal Finance

Stay away from debt as much as you can. This is what our conventional wisdom says. But is this possible in reality? Not at all. Debt is a necessity for 99.9% of Americans. They need it for pursuing higher studies, buying apartments, purchasing clothes, and so on. When someone borrows as per his means, he...

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