Credit Counseling: DebtHelper: Non-Profit Bankruptcy, Credit & Housing Counseling Agency

Company Profile

Our Services

Personal Finance Education

Housing Counseling

Bankruptcy Counseling

Divorce Counseling

Financial Education

Frequently Asked Questions

Along with a full budget analysis, each consumer that contacts CCMS is given a free consultation regarding their unsecured credit card and personal loan debts. A certified credit counselor reviews these outstanding debts and makes suggestion to improve your financial situation based upon your outstanding debts, current budget and your short-term and long-term financial goals. Those consumers that have a recent copy of their credit report are encouraged to provide it to their CCMS credit counselor as our counselors have been trained to read and review your credit report to provide helpful advice on how to boost your credit worthiness.

After a comprehensive review of your finances, your credit counselor will recommend a course of action that is appropriate for your financial needs. Those consumers that show significant financial distress may be encouraged to join the debt management plan or to contact other resources for help. All individuals that receive a consultation with a credit counselor are encouraged to contact CCMS in the future if they have any questions regarding consumer credit and budgeting issues.