* Before you file * * After you have filed *   Credit Card Management Services can assist you in meeting the BAPCPA requirements for Pre-Bankruptcy Counseling and for Pre-Discharge Debtor Education. Check out our FAQs section Contact us online Call us at 561-472-8000 or 800-920-2262     If you are an attorney practicing in Florida who would like to refer your clients to us for pre-bankruptcy counseling and/or pre-discharge educational services. Signup Here Login Here

The question as to whether bankruptcy is the right solution for your personal financial situation is very complex. There are many issues to be reviewed when determining the right solution to your debt problems. If you are considering bankruptcy, the trained professionals at Credit Card Management Services can help.

BANKRUPTCY LEGLISLATION Changes to the bankruptcy code, known as the as the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 (BAPCPA), went into effect on October 17, 2005. It is critical for you to understand these changes and their impact on your financial decisions. If you want to learn more about this new Act, check out our FAQ section.

Credit Card Management Services, Inc. has been approved^* to issue certificates evidencing completion of a personal financial management instructional course in compliance with the Bankruptcy Code.