State Disclosures:

Arizona residents: Credit Card Management Services, Inc is NOT A LOAN COMPANY

Colorado/Delaware residents: Establishment of a plan may adversely affect the individual's credit rating or credit scores; Nonpayment of debt may lead creditors to increase finance and other charges or undertake collection activity, including litigation

Illinois/Indiana residents: Credit Card Management Services, Inc. does not lend money.

Mississippi residents: Credit Card Management Services,Inc. is a Licensed Debt Management Service Provider.

Maryland residents: The Commissioner of Financial Regulation for the State of Maryland will accept any questions and complaints from Maryland residents regarding Credit Card Management Services, Inc., License# 3981875 at 500 N. Calvert Street, Room 402, Baltimore, MD 21202-3651. Phone 1-888-784-0136

Oregon residents:Credit Card Management Services, Inc. is a Licensed Debt Management Service Provider. Registration # DM-80012.

Solicitor Registration:

A COPY OF THE OFFICIAL REGISTRATION AND FINANCIAL INFORMATION MAY BE OBTAINED FROM THE DIVISION OF CONSUMER SERVICES BY CALLING TOLL-FREE (800-435-7352) WITHIN THE STATE. REGISTRATION DOES NOT IMPLY ENDORSEMENT, APPROVAL, OR RECOMMENDATION BY THE STATE.