CCMS is a fully accredited nonprofit management program. We are a 501c3 non-profit organization that has been providing credit card consolidation assistance to people like you since 1996.
Our goal is your goal: to help you reduce and eventually pay off your credit card bills without adding to your monthly financial burden. Through our experienced credit card management specialists and relationships with the credit card companies, we are approved nationally with your creditors to reduce or eliminate your interest and any penalties. We simplify your payments by consolidating your credit card bills and then, by paying the same or a bit less each month, we accelerate your credit card bill reduction since more of your money goes to paying off the principle.
Note: if you need to take the credit counseling for bankruptcy course please do so by clicking here.
How it works
- An experienced nonprofit management counselor will assist you to determine your monthly budget.
- Since Your credit card interest is either eliminated or reduced, more of your payment is applied towards principle rather than interest to accelerate your credit card bill reduction!
- CCMS qualifies you for lower monthly payments and interest rates with your creditors.
- Get credit card bill payment relief now – Average monthly payments drop from $627 to $393.
- You then make lower monthly payments on time.
- Simplify your life – Your credit card bills are consolidated into one simple and easy monthly payment.
- You’ll get a monthly statement showing how much money you’re saving and how fast your credit card bills are disappearing.