Deficiency After Surrendering a Home

By , Posted on Jul 12, 2019

I FILED A CHAPTER 7 WHEREBY I SURRENDERED MY HOME. THE HOME HAS GONE TO SHERIFF SALE BUT THE CREDITOR IS PURSUING  ME FOR THE DEFICIENCY.  CAN YOU HELP ME? Under section 11 USC 524 (a)(2), an order discharging a debt in a bankruptcy case “operates as an injunction against the commencement or continuation of an action,...

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How Does the Change of Exemptions and Chapter 13 Debt Limits Help Me With My Bankruptcy Filing?

By , Posted on Jun 12, 2019

On April 1, 2019, the US government updated the Federal Register with new bankruptcy exemptions and Chapter 13 debt limits. Changes That Were Made Some examples of the changes are: the homestead exemption increased from $23,675 to $25,150 and the  wild card exemption increased from $1,250 to $1,325, plus the unused homestead exemption from $11,850...

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9 Financial Do’s and Don’ts When Going Through a Divorce

By , Posted on Mar 26, 2019
Debt. Debt & Divorce

Whether you’re in the midst of a super nasty divorce or an amicable one, divorce is exhausting and emotionally draining. It’s overwhelming and time-consuming. And it sure can be expensive. To soften the financial blow, there are a few things that you should consider doing—and not doing—when going through a divorce. 1. DO Get a...

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7 Fast and Simple Ways to Reduce and Eliminate Credit Card Balances

By , Posted on Jan 08, 2019
Saving Money

If you’re carrying any credit card balances, whether it’s $500 or $5,000, you’re wasting money, plain and simple. Every dollar you spend toward interest payments is one more dollar you could be using to strengthen your overall financial health. While tackling debt may seem like an insurmountable task, reducing and eliminating it is actually not...

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