Category Archives: Personal Finance

6 Debt Myths Debunked – Time to Change Your Financial Life in 2018

By , Posted on Mar 20, 2018
Debt. Personal Finance

Stay away from debt as much as you can. This is what our conventional wisdom says. But is this possible in reality? Not at all. Debt is a necessity for 99.9% of Americans. They need it for pursuing higher studies, buying apartments, purchasing clothes, and so on. When someone borrows as per his means, he...

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5 Things to Do Before the End of the Year

By , Posted on Dec 22, 2017
Personal Finance

There are less than two weeks before the end of the year. While it’s a time to relax and enjoy the holidays, there are also smart steps that you can take to get the most from your money and set yourself up for financial growth in the coming year. Here’s a year-end financial checklist. 1. Review...

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Don’t Worry, Budget Happy

By , Posted on Dec 15, 2017
Personal Finance

Budgeting doesn’t have to be a chore and a burden. By applying these steps, you can make the act of creating a family budget more fun. When your budget is more fun, you’re more likely to stick with it.  Find an App for That There are plenty of smartphone apps that will allow you to...

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4 Steps to Create a Holiday Budget

By , Posted on Dec 08, 2017
Personal Finance

The holidays are here, and with them comes the urge to spend. In fact, the average consumer can easily spend $1000 or more on the holidays. The problem is, if you’re using your credit cards or dipping into savings to pay for everything, you may find yourself with a lot of extra debt in 2018....

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