After completing his Bachelor of Science in Business Administration Degree at Villanova University, Paul was recruited to West Palm Beach by a local banking institution, First Service Corporation, a wholly owned subsidiary of Ocwen Financial.

Paul formed a bank holding company, White Eagle Financial Group, at age 24. The company raised $2.5 million for the purpose of acquiring a bank. In 1993 White Eagle purchased Admiralty Bank in Palm Beach Gardens, Florida. As Vice-President of Admiralty Bank, Paul became involved with Quick & Reilly who then established a branch office at Admiralty as a direct result of his relationship. This unique association was recognized in Barrett's Money Guide and American Banker.

Paul took advantage of his banking experience to establish Credit Card Management Services, Inc. in 1995. As a non-profit agency, CCMS has helped thousands of clients avoid bankruptcy and get out of credit card debt.

A longtime board member of children's charity groups, Paul formed the non-profit, Videos for Kids (VFK), now known as "Little Smiles", in 1999 providing videotapes, DVD's, equipment and entertainment to children in local hospitals and hospices. Little Smiles has provided more than 3500 videos and games to hospitalized children across Florida and provides support for families of terminally ill children.

Paul lives in Palm Beach Gardens, Florida with his wife Carrie, their son Brady and Carrie's daughter Ashley.

Client Services / Processing Department

The processors are critical to making sure the credit card companies accept the proposed terms in a timely fashion. Client Services handles thousands of calls a year closing problem reports only after the client says the problem is fixed. The majority of calls by these dedicated employees are outgoing calls to make sure clients are getting the full benefit from their program with CCMS.

Counseling Department

The counselors spend 90% of their time in telephone or personal consultations with clients helping them get control of their financial lives. Our counselors make sure the financial plan, which 50% of the time results in not starting a debt management program, gets the client back on track. They are partners with their clients every step of the way to financial freedom.

Operations Department

Operations handles thousands of checks, money orders and electronic transactions every month and ensures timely payments to the credit card companies. These people are the unsung heroes of the company who make sure payments are processed with a goal of zero defects. Operations also creates and sends monthly statements to help clients make their payments accurately and on time.