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Credit Card Management Services, Inc. has been approved to issue certificates evidencing completion of a personal financial management instructional course in compliance with the Bankruptcy Code.*
 
Reestablishing your personal finances after bankruptcy is crucial to meeting your long-term financial goals. Financial education is also required before discharge of a Chapter 7 or 13 bankruptcy.

The goals of our course are:
  • To provide you with the skills you need to handle your finances responsibly
  • To provide you with information to gain the confidence you need to make wise financial decisions
  • To provide you with information on what to do should you experience financial distress

Through our course you will learn about:
  • The key to getting ahead financially
  • Setting and reaching financial goals
  • How to develop a budget that helps you achieve your goals
  • Financial records you should keep
  • How to use credit wisely to get what you want
  • How to get a copy of your credit report
  • The steps to take when you find yourself in financial trouble
  • And mode...

Once you complete the course, you will have met all of the educational requirements for the Bankruptcy Court and you’ll receive a certificate that you can give to your attorney, the trustee, or the Court.
 
For your convenience we offer this course in-person, on the phone or over the Internet. Please see below for the required information for each method.

Please Note: Each partner in a marriage situation must complete the bankruptcy education program. Please make sure each partner submits a separate Affidavit, Copy of ID, Disclosure and applicable fee to CCMS.


CCMS Mailing Address: 4611 Okeechobee Blvd. Suite 114
West Palm Beach, FL 33417
CCMS Email Address: bkhelper@debthelper.com
CCMS Fax Number: 866-561-2622
Online Course: Click Here