Pre-Discharge Debtor Education

www.debthelper.com

Credit Card Management Services, Inc. has been approved to issue certificates evidencing completion of a personal financial management instructional course in compliance with the Bankruptcy Code.^*

Reestablishing your personal finances after bankruptcy is crucial to meeting your long-term financial goals. Financial education is also required before discharge of a Chapter 7 or 13 bankruptcy.

Credit Card Management Services has partnered with American Center for Credit Education in order to provide this education course to you. Money in Motion© is a basic financial literacy program developed by the American Center for Credit Education.

The goals of Money in Motion© are:

To provide you with the skills you need to handle your finances responsibly
To provide you with information to gain the confidence you need to make wise financial decisions
To provide you with information on what to do should you experience financial distress

The key to getting ahead financially
Setting and reaching financial goals
How to develop a budget that helps you achieve your goals
Financial records you should keep
How to use credit wisely to get what you want
How to get a copy of your credit report
The steps to take when you find yourself in financial trouble

Once you complete the course, you will have met all of the educational requirements for the Bankruptcy Court and you’ll receive a certificate that you can give to your attorney, the trustee, or the Court.

For your convenience we offer this course in-person, on the phone or over the Internet. Please see below for the required information for each method.

Please Note: Each partner in a marriage situation must complete the bankruptcy education program. Please make sure each partner submits a separate Affidavit, Copy of ID, Disclosure and applicable fee to CCMS.

CCMS Mailing Address:	4611 Okeechobee Blvd. Suite 114 West Palm Beach, FL 33417
CCMS Email Address:	bkhelper@debthelper.com
CCMS Fax Number:	866-561-2622
Online Payment:	Click Here
Online Course - English:	Click Here
Online Course - Spanish:	Click Here