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Credit Card Management Services, Inc. has been approved to issue certificates evidencing completion of a personal financial management instructional course in compliance with the Bankruptcy Code.*
 
One of the mandatory provision in the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 is: Before filing for bankruptcy, consumers would be required to have a briefing on the alternatives to bankruptcy.
 
Certified counselors at Credit Card Management Services can work with you either one-on-one basis or over the phone to create a detailed personal financial assessment. During the assessment, the counselor will work with you to analyze your income, expenses, assets and liabilities and provide the client with a true and accurate picture of your financial situation.

A typical bankruptcy counseling sessions include following:

  • Your options for getting out of debt;
  • Your personal budget;
  • Various types of bankruptcy;
  • Voluntary vs. involuntary;
  • Who can file;
  • Which debts can be forgiven;
  • Filing a petition;
  • Timeline;
  • The role of an attorney;
  • The role of the US Trustee;
  • Automatic stay;
  • Credit after bankruptcy;
  • Developing an action plan;
  • And much more!
 
For your convenience we offer in person, on the telephone or telephone/internet appointments. Please see below for the required information for each type of appointment.

CCMS Mailing Address: 4611 Okeechobee Blvd. Suite 114
West Palm Beach, FL 33417
CCMS Email Address: bkhelper@debthelper.com
CCMS Fax Number: 866-561-2622
Online Payment: Click Here