Credit Card Management Services is one of the few agencies that are approved^* by the Executive Office for United States Trustees and we offers both the Pre-filing Bankruptcy Counseling as well as Pre-Discharge Debtor Education Course for your clients. Currently we offer these services in state of Florida.

We are committed to providing your clients with the quickest and most efficient way to comply with the pre-filing credit counseling and pre-discharge financial literacy requirements of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005.

Why sign up with CCMS:

We've been in business since 1996.
We are a member of AICCCA and BBB, we are ISO certified by BVQI.
We are licensed debt management providers in multiple states.
We are an approved HUD Housing Counseling agency.
We are approved to issue certificates evidencing completion of a personal financial management instructional course and credit counseling in compliance with the Bankruptcy Code.*
Our service is professional, personable and timely.
Your firm will be issued a password for 24/7 access to the site.
You will be able to track every one of your clients progress with each course online.
We are considering to implement a billing system so that your firm may offer to pay relevant fees on behalf of your clients.
Coming soon: Your firm will be added to our resource web page.

Here's How It Works:

Simply direct your client to CCMS…either by phone, Internet or in person.
Your client will be asked a few questions, including the code for your firm. Be sure to give this to client.
Client begins course and a certificate will be issued upon completion.

You can trust that your clients are in good hands with CCMS as we are constantly striving to reach and exceed all governmental policies and regulations. Our main goal is to help each and every client with education, counseling and personalized attention.

Our program has been designed for ease of use for both your law firm and your clients.

It’s simple, fast, and educational and meets every legal requirement so that you can proceed with your client.

There are no fees to join CCMS Bankruptcy Attorney Program. To join, please click below to letter of understanding and continue to sign up form.

Any questions at all, please contact us online or call us at 800-920-2262.